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Dear Customer, We are pleased that in purchasing an accommodation you are using services of our partner company AB “Vilsota” and we would like to make a special offer of the bank SEB Vilniaus Bankas. If you purchase accommodation from AB “Vilsota” and you choose SEB Vilniaus Bankas for crediting, we will offer you the following special mortgage credit terms: you will save time: - a bank servant will help in arranging documents that are necessary for mortgaging your accommodation, will organise insurance of your purchased property;
- there will be no need to present pay slips from your employer.
you will save money: - we will offer an appealing bank interest rate margin – twice smaller than standard;
- we will organise insurance of the purchased property in terms favourable to you;
- we finance the first instalment applying interests of mortgage credit;
- we grant a credit up to 95 percent of the purchased accommodation price/value;
- you will not have to present property evaluation, if the credit is for accommodation purchase only;
- you will pay a fee of preparation and administration of documents of mortgage credit agreement which is twice smaller, if you insure your life with SEB Vilniaus Bankas investment life insurance;
- you will get a present: a payment card VISA “Classic Revolving“ (with the possibility to have a credit limit up to 10 000 LT and up to 45 days of non-paying interests for used credit limit!) or a VISA revolving card with a limit of 1000 LT (possible credit limit up to 10 000 LT; when paying with this card, discounts of bank partners are applied);
- you will be able to recover your income tax on the interest, paid for the mortgage loan, resorting to a tax benefit offered by the State.
you will feel secure: - you will have a possibility to cooperate with the bank - we will enable you to change the loan currency, to postpone the first instalment for up to a 2-year period, change the loan repayment schedule, to fix the interest rate for as many as 10 years.
We realise that credit taking is a very serious and responsible step, thus we are ready to provide you with professional consultation on credit matters and to offer a solution that is the most beneficial for you. If you need a more exhaustive personal consultation, you are welcome to address the bank servant of SEB Vilniaus Bankas: Laima Smaliukiene, by telephone (8 5) 268 14 26 or e-mail laima.smaliukiene@seb.lt We kindly invite you to SEB Vilniaus Bankas!
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